Investment ISA

Our Investment Individual Savings Account (ISA) puts you in the driver's seat. With over 2,000 funds, shares and other investment opportunities, take control of achieving your goals today with a diversified portfolio built for your specific needs.

Transferring your ISAs doesn’t affect their tax-efficient status. But you should make sure that you don’t have to pay penalties or give up valuable benefits. Tax rules can change and their effects on you will depend on your individual circumstances.

For more information on transferring investments please visit our Transfer accounts to us page.

Remember, the value of investments can fall as well as rise and you could get back less than you invest. If you’re not sure about investing, seek independent advice.


Get started with an Investment ISA

Log in first

If you're already a Barclays customer, we can use any details we have on record.

Not registered for online banking? Register for online banking here

What you need to be aware of

To transfer your ISA to us, you will need to have opened an account first.

Make sure before you transfer an account, that you don’t have to pay penalties or give up valuable benefits. For more information on transferring investments please visit our Transfer accounts to us page.


Not a Barclays customer?

If you’d like to proceed and open an Investment ISA now, you will need a Barclays current account. This will enable you to access your Investment ISA. You do not need to use the Barclays current account for any other purposes unless you choose to.

You can decide to close it later this year once Smart Investor accounts are available with current accounts from any other provider.

Explore becoming a Barclays customer

Once you’ve opened your Barclays current account you’ll receive your security details within 5 to 10 working days and full access to our Online Banking service.

Once you’ve received your security details you’ll be able to open your Smart Investor Investment Account.

Keep up to date

If you’d prefer to wait until later this year, when our Investment ISA becomes available to customers using current accounts from any other provider, sign up below.


Why choose a Barclays Investment ISA?

Flexible investing

Invest up to £20,000 in the 2017-18 tax year. You can also split your allowance between a cash, investment, innovative finance1 and a lifetime ISA. However, with a lifetime ISA,1 you can only pay in up to £4,000 in each tax year.

Valuable investing resources

Get instant help to become a smarter investor with our online tools, research, insight, interviews and more.

Great tax benefits

Protect your returns from capital gains tax (CGT), tax on dividends and income tax when you invest through an ISA.

Easy account transfers

Transferring a cash or investment ISA to us is simple. Start the process online and we'll help you all the way.

Barclays Price Improver™

Get the best price available from our selected Retail Service Providers (RSPs) every time you invest. 93% of deals placed between January and April 2017 got a better price than the London Stock Exchange (LSE).2

Cost-effective investing

We've designed our fees to be transparent and straightforward so you can focus on picking the right investments rather than spending too much time working out how much they'll cost.

1 Barclays doesn't offer an innovative finance ISA or a lifetime ISA

2 Applies to deals placed on the London Stock Exchange within a Barclays Investment Account and Investment ISA across the following asset classes – stocks and shares, Exchange Traded Funds, investment trusts and Real Estate Investment Trusts.


Interest rates

Rates that reflect your balance

  • Interest is paid on the first day of each month, based on the cash held in your account the previous month
  • Investment ISA interest rates may change from time to time. We’ll let you know if they do, as we’ve set out in our terms and conditions
  • The amount of interest you get depends on the amount held in your account.

Interest rates paid on cash held in an Investment ISA

Cash balance between Interest rate paid gross on this band only/AER3
On the first £1 – £999 0%
On the next £1,000 – £49,999 0.05% pa
On the balance from £50,000 upwards 0.25% pa

3 AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.

Apply for an account in minutes

It's quick and easy to open an ISA online. Here are a few steps to help you get started:

  1. Log in first. If you're already a Barclays customer, we can use any details we have on record.
  2. Once your new account is open, add cash to start investing. You can either make a debit card payment from your nominated bank account or transfer existing investments you hold elsewhere to your account. Once you’ve paid in, you can start investing straight away.

Make sure before you transfer an account that you don’t have to pay penalties or give up valuable benefits. For more information on transferring investments please visit our Transfer accounts to us page.

The value of investments can fall as well as rise and you could get back less than you invest. If you’re not sure about investing, seek independent advice.

Transferring your ISAs doesn’t affect their tax-efficient status. But you should make sure that you don’t have to pay penalties or give up valuable benefits. Tax rules can change and whether they benefit you will depend on your circumstances.


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