Investment interest rates

Interest rates that reflect your balance

Interest is paid on the first day of each month, based on the cash held in your account the previous month.

Investment Account interest rates may change from time to time. We’ll let you know if they do, as we’ve set out in our terms and conditions.

The amount of interest you get depends on the amount held in your account.

Interest rates paid on cash held in an Investment Account

Cash balance between Interest paid gross on this band only/AER1
£0 - £999 Nil
£1,000 + 0.05% pa

1 AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.

Apply for an account in minutes

It's easy to open an Investment Account online and it only takes a few minutes. Here are a few steps to help you get started:

  1. Log into online banking first. We will use the details we have on record but may need a few additional questions
  2. Once your new account is open, add cash to start investing. You can either make a debit card payment from your nominated bank account or transfer existing investments you hold elsewhere to your account. Once you’ve paid in, you can start investing straight away.

Make sure before you transfer an account that you don’t have to pay penalties or give up valuable benefits. For more information on transferring investments please visit our Transfer accounts to us page.

The value of investments can fall as well as rise and you could get back less than you invest. If you’re not sure about investing, seek independent advice. Tax rules can change and whether they benefit you will depend on your circumstances.


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