Investment Account

Scheduled Essential Maintenance

Please note that on Thursday 21 September 2017, our online service will be unavailable from 20:00 until approximately 00:00 on Friday 22 September 2017 to allow us to undertake essential maintenance. We apologise in advance for any inconvenience this may cause.

If you've already used up your Individual Savings Account (ISA) allowance, or you're looking for investments that can't be held in an ISA, our Investment Account gives you the flexibility you need. Bear in mind, though, that your returns may be subject to capital gains tax (CGT), tax on dividends and income tax if they exceed your personal allowances. Tax rules can change and their effects on you will depend on your individual circumstances.

Before you transfer an account, make sure that you don’t have to pay penalties or give up valuable benefits. For more information on transferring investments please visit our Transfer accounts to us page.

Remember, the value of investments can fall as well as rise and you could get back less than you invest. If you’re not sure about investing, seek independent advice.


Get started with an Investment Account

Log in first

If you're already a Barclays customer, we can use any details we have on record.

Not registered for online banking? Register for online banking here

What you need to be aware of

To transfer your investments to us, you will need to have opened an account first.

Make sure before you transfer an account that you don’t have to pay penalties or give up valuable benefits. For more information on transferring investments please visit our Transfer accounts to us page.


Not a Barclays customer?

If you’d like to proceed and open an Investment Account now, you will need a Barclays current account. This will enable you to access your Investment Account. You do not need to use the Barclays current account for any other purposes unless you choose to.

You can decide to close it later this year once Smart Investor accounts are available with current accounts from any other provider.

Explore becoming a Barclays customer

Once you’ve opened your Barclays current account you’ll receive your security details within 5 to 10 working days and full access to our Online Banking service.

Once you’ve received your security details you’ll be able to open your Smart Investor Investment Account.

Keep up to date

If you’d prefer to wait until later this year, when our Investment Account becomes available to customers using current accounts from any other provider, sign up below.


Why choose a Barclays Investment Account?

Invest more

You can invest as much as you like into an Investment Account as there’s no annual limit.

Simple fees

We’ve made our fees simple and transparent, with no hidden or confusing charges. View our fees.

Convenient

One home for your Barclays’ banking and investments, making them easier to monitor and manage.

Support

Become a smarter investor with our online tools, expert insight and research.

Barclays Price Improver™

Get the best price available from our selected Retail Service Providers (RSPs) every time you invest. 93% of deals placed between January and April 2017 got a better price than the London Stock Exchange (LSE).1

Choice

Choose from a wide range of investments to diversify your portfolio.

1 Applies to deals placed on the London Stock Exchange within a Barclays Investment Account and Investment ISA across the following asset classes – stocks and shares, Exchange Traded Funds, investment trusts and Real Estate Investment Trusts.


Interest rates

Rates that reflect your balance

  • Interest is paid on the first day of each month, based on the cash held in your account the previous month
  • Investment Account interest rates may change from time to time. We’ll let you know if they do, as we’ve set out in our terms and conditions
  • The amount of interest you get depends on the amount held in your account.

Interest rates paid on cash held in an Investment Account

Cash balance between Interest paid gross on this band only/AER3
£0 - £999 Nil
£1,000 + 0.05% pa

3 AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.

Apply for an account in minutes

It's easy to open an Investment Account online and it only takes a few minutes. Here are a few steps to help you get started:

  1. Log into online banking first. We will use the details we have on record but may need a few additional questions
  2. Once your new account is open, add cash to start investing. You can either make a debit card payment from your nominated bank account or transfer existing investments you hold elsewhere to your account. Once you’ve paid in, you can start investing straight away.

Make sure before you transfer an account that you don’t have to pay penalties or give up valuable benefits. For more information on transferring investments please visit our Transfer accounts to us page.

The value of investments can fall as well as rise and you could get back less than you invest. If you’re not sure about investing, seek independent advice. Tax rules can change and whether they benefit you will depend on your circumstances.


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