Investment Account

If you've already used up your Individual Savings Account (ISA) allowance, or you're looking for investments that can't be held in an ISA, our Investment Account gives you the flexibility you need. Bear in mind, though, that your returns may be subject to capital gains tax (CGT), tax on dividends and income tax if they exceed your personal allowances. Tax rules can change and their effects on you will depend on your individual circumstances.

Before you transfer an account, make sure that you don’t have to pay penalties or give up valuable benefits. For more information on transferring investments please visit our Transfer accounts to us page.

Remember, the value of investments can fall as well as rise and you could get back less than you invest. If you’re not sure about investing, seek independent advice.

Two ways to open an Investment Account

Which type of customer are you?

If you do not have a Barclays Current Account or a Smart Investor account:

You can still apply for an account online.

This also includes customers with a Barclaycard, Barclays Mortgage or Barclays savings accounts.

Do you have a Barclays Current Account or Smart Investor Account?

Not registered for online banking? Register here

Forgotten your Online Banking log in details? Find help here

If you are a Business Banking customer or Wealth Management client, please get in touch with your usual Barclays contact.


Transfer

Before you can start a transfer, you’ll need a Smart Investor account with us.

Once your new account is open, you can start the transfer process immediately.

Make sure before you transfer an account, that you don’t have to pay penalties or give up valuable benefits. For more information on transferring investments please visit our Transfer accounts to us page.


Why choose a Barclays Investment Account?

Invest more

You can invest as much as you like into an Investment Account as there’s no annual limit.

Simple fees

We’ve made our fees simple and transparent, with no hidden or confusing charges. View our fees.

Convenient

One home for your Barclays’ banking and investments, making them easier to monitor and manage.

Support

Become a smarter investor with our online tools, expert insight and research.

Barclays Price Improver™

Get the best price available from our selected Retail Service Providers (RSPs) every time you invest. 90% of deals placed between 1 February 2017 and 1 February 2018 got a better price than the London Stock Exchange (LSE).1

Choice

Choose from a wide range of investments to diversify your portfolio.

1 Applies to deals placed on the London Stock Exchange within a Barclays Investment Account and Investment ISA across the following asset classes – stocks and shares, Exchange Traded Funds, investment trusts and Real Estate Investment Trusts.


Interest rates

Rates that reflect your balance

  • Interest is paid on the first day of each month, based on the cash held in your account the previous month
  • Investment Account interest rates may change from time to time. We’ll let you know if they do, as we’ve set out in our terms and conditions
  • The amount of interest you get depends on the amount held in your account.

Interest rates paid on cash held in an Investment Account

Cash balance between Interest paid gross on this band only/AER3
£0 - £999 Nil
£1,000 + 0.05% pa

3 AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.

Two ways to open an Investment Account

Which type of customer are you?

If you do not have a Barclays Current Account or a Smart Investor account:

You can still apply for an account online.

This also includes customers with a Barclaycard, Barclays Mortgage or Barclays savings accounts.

Do you have a Barclays Current Account or Smart Investor Account?

Not registered for online banking? Register here

Forgotten your Online Banking log in details? Find help here

If you are a Business Banking customer or Wealth Management client, please get in touch with your usual Barclays contact.


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